Send across borders with a rate locked at conversion and the markup shown up front — delivered in the recipient’s local currency to bank accounts in 160+ countries, and reconciled to your books.
Interactive preview with illustrative rates. Real quotes are locked at conversion — the amount shown is the amount that lands.
The hidden-cost problem
How it works
Choose what you’re sending and the currency it should arrive in.
See the rate and the small markup up front, and lock it — no moving target.
The money is delivered in the recipient’s local currency, to their bank account.
The payment posts to your books like any other — no manual FX entry.
Fair FX, in the open
You see the rate and the markup before you send — no spread buried where you can’t find it.
The amount you’re quoted is the amount that lands. No surprise on the other side.
Hold and convert across major currencies, and pay out in the one your recipient uses.
Local-currency delivery to bank accounts around the world, through Wise and Airwallex.
Hold and convert across
Trusted with money
Every conversion and payout is keyed and reconciled, so nothing double-sends and the books always agree.
Follow each transfer from quote to conversion to landed — no black box.
Foreign payments sit in the same ledger as everything else, in the currency they happened.
Who it’s for
Send in their local currency, at a rate you both can see — no “where did the money go?”
Settle invoices across borders without a wire fee at every step.
Move funds to family across borders with a rate that’s fair and clear.
Pay people in many countries from one place, reconciled automatically.
Banks vs Jmoor
Frequently Asked Questions
You choose an amount and the currency it should arrive in, lock a rate (with the small markup shown up front), and the money is delivered in the recipient’s local currency to their bank account — routed through Wise and Airwallex, and reconciled to your books.
Yes. You see the rate and the markup before you send, and the rate is locked at conversion — so the amount quoted is the amount that lands. There’s no spread hidden where you can’t see it.
Major currencies including CAD, USD, EUR, GBP, AUD, NZD, SGD, HKD, JPY, INR, and AED, with local-currency payout to bank accounts in 160+ countries through our partners.
Yes. You can hold and convert across major currencies and pay out in the one your recipient uses — so you convert on your terms, not on every transaction.
A bank buries its margin in the FX spread and adds wire fees; a “no-fee” app usually does the same in the rate. Jmoor shows the rate and markup openly, locks it, delivers locally, and reconciles the payment into your books — so there are no surprises and no manual entry.
Every conversion and payout is keyed for idempotency and reconciled, and lands in the same ledger as the rest of your money — in the currency it happened — so your books always match what actually moved.
Yes — paying contractors and overseas suppliers in their local currency is exactly what it’s built for. It also connects to vendor payments and payroll, so global pay is part of the same system.
A rate you can see and lock, delivery in local currency to 160+ countries, and reconciliation you never have to do by hand.
One System. Every Number. Total Confidence.
