Jmoor computes your corporate tax, GST/HST, capital cost allowance, and credits off your live books — and watches the year for the traps that cost money: the small-business grind, missed instalments, registration thresholds.
Illustrative 2025 small-business estimate (CCPC active income). Simplified — not tax advice. Your real return is computed to the cent.
Why tax feels like a trap
What it computes
Not estimates — the real computation, off your real books, in the formats the CRA expects.
Schedule 1 net income, Part I tax, the small-business deduction, and the taxable-capital and passive-income grinds — with the return and schedules generated.
Tax calculated by place of supply, input tax credits recovered on eligible expenses, and your net position tracked as it happens.
All the CCA classes, the half-year rule, and the accelerated investment incentive (with its 2024–2027 phase-out) — depreciation done right.
SR&ED (35% enhanced / 15% basic), the apprentice credit, the disability credit, the Canada Child Benefit, and eligible-vs-non-eligible dividend designation.
Residency tie-breakers, departure tax, per-country foreign tax credits, and the reporting triggers for foreign property and affiliates.
T4, T4A, T5, NR4, and T5018 slips generated in the right formats — computed to the cent and ready for filing.
The part no one else has
Most tools compute tax after the fact. Jmoor watches the thresholds all year and tells you when to act — with the play, not just the alarm.
Watches investment income against the $50K–$150K thresholds that erode your small-business rate — and suggests how to defend it.
Tracks what you’ve paid against the CRA schedule and projects year-end exposure, so an instalment never sneaks up with interest attached.
Follows your rolling revenue toward the $30K registration line, so you register at the right time — not late, with penalties.
Flags moves that could cost you Canadian-controlled private corporation status or your lifetime capital gains exemption, before you make them.
Beyond compliance
Because tax runs on the same ledger as everything else, Jmoor can look forward, too — the cashflow, runway, and KPIs a finance chief would build.
A rolling forecast from your real AR, AP, payroll, and debt — with a minimum-balance warning before a trough hits.
Base, optimistic, and pessimistic cash forecasts with tax obligations scheduled in, and a runway you can actually plan against.
Runway, burn multiple, MRR/NRR, CAC and LTV, the Rule of 40 — the numbers a fractional CFO would build, computed for you.
Variance by line with favourability and a materiality threshold, plus a hint at the root cause — so you know why, not just how much.
The parts that generic tools get wrong — the grinds, the guardrails, the allocations — are exactly the parts Jmoor was built around, and kept current as the rules change.
See the books behind itWho it’s for
You want no April surprises — to know what you owe as the year goes, and to keep the small-business rate you’re entitled to.
You want real T2, CCA, and GST/HST computation with a clean audit trail and returns generated — not a spreadsheet you rebuild each spring.
You want cashflow, runway, and KPIs that update off the real ledger — plus monitors that flag risk before it costs money.
You want residency, foreign tax credits, and reporting triggers handled with the treaty rules actually applied.
Year-round vs year-end
Frequently Asked Questions
Corporate income tax (T2) including the small-business deduction and its grinds, GST/HST with input tax credits, capital cost allowance (CCA), a range of tax credits (SR&ED, apprentice, disability, Canada Child Benefit, dividend designation), and cross-border items like foreign tax credits and residency. It also generates year-end slips (T4, T4A, T5, NR4, T5018).
Jmoor computes your returns and generates them in the right formats — the T2 with its schedules, your GST/HST figures, and year-end slips — ready to file. It’s built to prepare everything to the cent; the actual submission step depends on your filing setup, so treat Jmoor as doing the hard computation and preparation, not replacing your accountant’s sign-off.
They’re background watchers that flag tax risk before it becomes a bill. Jmoor tracks your passive investment income against the thresholds that erode the small-business rate, your instalments against the CRA schedule, your rolling revenue toward the GST/HST registration line, and moves that could threaten CCPC status or your capital-gains exemption — each with guidance, not just an alarm.
Yes. Jmoor builds a 13-week rolling cashflow forecast from your real receivables, payables, payroll, and debt, plus base/optimistic/pessimistic scenarios with tax obligations scheduled in — and CFO-grade KPIs like runway, burn multiple, and the Rule of 40.
Bookkeeping tools record the past; a preparer computes tax once a year. Jmoor computes tax continuously off the same ledger as your accounting and payroll, and watches the year with monitors that most tools don’t have — the SBD grind, instalments, thresholds, and CCPC guardrails — so tax is a year-round system, not an annual scramble.
Deeply. The small-business deduction and its grinds, associated-corporation allocation, CCPC guardrails, RDTOH, dividend designation, and versioned federal/provincial rates are all built for the Canadian tax code — not a generic engine with a Canadian skin.
Yes — US substantial-presence and treaty tie-breaker tests, departure tax on emigration, per-country foreign tax credits with treaty withholding rates, and the reporting triggers for foreign property (T1135) and affiliates (T1134).
Yes. Tax rates are versioned by year with effective dates, every rate change is logged with an actor and reason, and calculations are deterministic — so a number can always be traced back to the rule that produced it.
Related products
Corporate tax, GST/HST, and year-end computed off your live books — and watched all year, so the only surprise is how little there is to scramble for.
One System. Every Number. Total Confidence.
